Finance
Our Finance Department is standing by to help you make arrangements for financing.
One of the most crucial factors in the amount of money you earn in your lifetime is the amount of formal education you have. As a future heavy equipment operator, you are in the unique position of being able to attend a little school for a lot of benefit. Graduating from the Georgia College of Construction can give you the education and experience to increase your earning potential.
Your education may seem like it costs a lot of money now, but after you work in the industry for a while, you'll quickly see how education pays for itself and gives you a rewarding career for life there are many ways to finance your tuition at GA-SC
VA Benefits
Georgia College of Construction is "Approved for VA Education Benefits". The Department of Veterans Affairs is the government agency responsible for determining eligibility for VA education benefits and for authorizing payment for the benefits. If you have questions about the available benefits or your eligibility, please contact our admissions office at 770-918-2577
Career Loan
Many private banks offer career loans at special rates for individuals who want to attend school for special training. This type of student funding relies on the applicant's credit history to determine qualification and interest rates. Basically if you or your co-signer have decent credit you'll probably be approved with a great rate. If your credit score is insufficient you may have to settle for a loan at a higher interest rate. If your credit score is poor we strongly encourage you to find a co-signer who believes in your future.
Loan with a Co-signer
If you cannot qualify for a loan on your own your next best option is to find a co-signer with good credit. This will allow you to take advantage of better interest rates and save you money by lowering your payments.
Asking someone to be a co-signer can be difficult or awkward, unless you are prepared ahead of time. for a few tips to prepare for the conversation.
Home Equity Loan
If you own a home, many banks offer easy and affordable financing options to borrow against the equity in your home. Remember, an investment in your education is an investment in your future.
Relatives and Friends
Often overlooked, the option of asking relatives and friends to loan you money can be a
great alternative to bank financing. If your relative or friend is uncomfortable lending money ask them to
consider co-signing for you.
Credit Cards
Although credit cards typically have high interest rates this option can be especially useful to pay for living expenses while in school.
Secured Loan
Similar to a home equity loan, many banks will finance a loan with sufficient property or possessions to 'secure' the loan in case of default. To qualify for this loan, you or your co-signer need to be employed.
State Grant Programs
There are many grant programs that give money to people that quality for assistance and expenses related to career training (i.e. WIA-Workforce Investment Act, Tribal Education, etc.). Please call the School and speak with a financial specialist to discuss how you may qualify.
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